$init[0] = round2(($bal != false ? abs($bal['charges']) : 0)*$rate, $dec);
$init[1] = round2(($bal != false ? abs($bal['credits']) : 0)*$rate, $dec);
$init[2] = round2(($bal != false ? $bal['Allocated'] : 0)*$rate, $dec);
$init[0] = round2(($bal != false ? abs($bal['charges']) : 0)*$rate, $dec);
$init[1] = round2(($bal != false ? abs($bal['credits']) : 0)*$rate, $dec);
$init[2] = round2(($bal != false ? $bal['Allocated'] : 0)*$rate, $dec);